Paying Down Student Loans While Still Living Your Life
Student loans follow people for decades — often well into adulthood. They affect home buying, family planning, career choices, and mental health. Many borrowers feel stuck between making minimum payments, wanting to move forward and feeling behind peers. Rigid repayment plans don’t account for real life transitions. People managing student loans successfully often pay extra […]
When “Looking Like You’re Hiring” Quietly Backfires
In today’s labor market, many employers appear to be hiring—even when they aren’t actually ready to hire right now. Job postings stay live. Applications remain open. “Now Hiring” signs never come down. On the surface, this feels like a smart, proactive strategy. Build a stack of applications. Stay prepared. Reduce the scramble when someone quits […]
Furniture and Appliances Last Longer Than Financing Should
Furniture and appliances are some of the most common “surprise” purchases — even when we know they won’t last forever. A couch starts sagging. A refrigerator stops cooling. A washer suddenly sounds like it’s working overtime. And in those moments, the purchase feels urgent. Store financing steps in to make the decision easier. Buy now. […]
Overtime — It’s Hiding in Plain Sight
And it is costing you much more than 1.5x the hourly wage. Overtime often feels like the fastest and easiest solution. An employee works a longer shift, gets paid time-and-a-half, customers stay happy, and the problem is solved — at least for the day. But the reality is this: overtime costs employers far more than […]
Paying Off Personal Loans Without Adding Pressure
Personal loans often start with good intentions: But fixed monthly payments can strain budgets over time. Why Personal Loans Feel Restrictive When life changes, personal loans don’t. How People Are Reducing Personal Loan Stress Many are choosing to: Flexibility allows people to speed up payoff without locking themselves into more debt. ******************************************************************************************** Resources CLICK HERE […]
Before You Finance a Car, Pause: A Smarter Way to Buy
Buying a car is one of the most emotionally charged purchases most people make. There’s urgency. There’s excitement. And there’s almost always a sense that you need to decide now — before the car is gone, the deal expires, or the numbers change. Financing makes that urgency feel manageable. You can drive off the lot […]
Paying Down Medical Bills Without Sacrificing Stability
Medical debt often arrives without warning. Even insured families find themselves facing large balances after emergencies, procedures, or ongoing care. Why Medical Debt Is Different Medical debt isn’t about overspending — it’s about survival. Why Long-Term Payment Plans Can Be Risky While payment plans help initially, they can: Many people want to shorten these timelines […]
The Smarter Way to Handle Big Purchases in 2026
Plan Before You Buy Big purchases are part of life. Cars. Furniture. Appliances. Tech upgrades. Home projects. Most people don’t struggle because they bought the wrong thing. They struggle because the funding plan came after the purchase. Financing makes buying easy — but living with it harder. In 2026, more people are shifting their approach. […]
Paying Off Credit Card Debt When Interest Keeps Working Against You
Credit card debt is one of the most stressful forms of debt — not because of the balance, but because of the interest. Even responsible payments can feel pointless when interest charges erase progress month after month. Why Credit Card Debt Feels So Heavy Many people aren’t reckless with credit cards. They use them to […]
How People Are Paying Down Debt in 2026 (Without Taking on a Second Job)
Debt looks different in 2026 than it did even a few years ago. Credit cards, medical bills, student loans, auto loans, and personal loans aren’t just the result of overspending. For many people, they’re the result of income failing to keep pace with real life. Prices rose.Interest rates climbed.Unexpected expenses became normal. And while budgeting […]
Quiet Firing
🔍 What It Is, What It Does, and How to Fix It In today’s workplace, the term “quiet quitting” has made headlines — referring to employees doing the bare minimum because they feel disengaged or undervalued. But there’s another, often overlooked side of the coin: quiet firing. What Is Quiet Firing? Quiet firing happens when […]
The One Big Beautiful Bill and “No Tax on Overtime”
If you’re someone who relies on overtime to boost your paycheck, there’s some great news tucked inside the recent “One Big Beautiful Bill.” A key provision has been introduced to help hardworking Americans keep more of what they earn — specifically when it comes to overtime pay. How It Works: Let’s break it down in […]
Building Your Personal Work Brand: Why It Matters (Even for Hourly and Gig Jobs)
In today’s job market, simply showing up isn’t enough — not if you want to be noticed, respected, and consistently called back. Whether you’re working part-time, picking up shifts, or exploring new opportunities after retirement, you have a personal work brand — whether you’re intentionally building it or not. What Is a Personal Work Brand? […]
Why the DIY Approach to Building a Contingent Workforce Fails – And What Actually Works
Since the beginning of time, employers have relied on keeping extra workers on payroll for on-call needs. In many cases, they would even rotate their permanent, full-time staff into on-call schedules just to ensure coverage when needed. But today’s workforce isn’t up for that anymore—and trying to force old systems into modern expectations just doesn’t […]
Employee Challenges Impact Customer Experience
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Connecting with Employers on ShiftSub
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Staffing Up for the Holidays
How to Prepare Your Business for the Seasonal Rush The holiday season is just around the corner, and for many businesses, this means a surge in customer demand. Whether you’re in retail, hospitality, logistics, or any other industry that experiences a holiday boom, having the right staff in place is critical to capitalizing on this […]
Business Owners Candidates Contingent Workers Flexibility Mindset Gap ShiftSub Unfilled Shifts Workforce
Bring Gig Workers Back In-Person at Your Business
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Business Owners Contingent Workers Flexibility Productivity Scheduling Time Management Work-Live Balance Workforce
What does “Flexible Scheduling” mean to you?
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An Aspiring Photographer on ShiftSub
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Inflation Impacts Family Budgets and Local Businesses
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How Inflation is Impacting Businesses
Inflation is more than just an economic buzzword; it’s a powerful force that can significantly impact the operations and profitability of businesses. As prices rise across the board, companies face a range of challenges that require strategic adjustments to maintain their financial health. Here’s a closer look at how inflation affects businesses and the steps […]
An Aspiring Contractor on ShiftSub
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The Disconnect Between Effort and Compensation
Talking with a friend over margaritas last week, I learned that in her “Director” role, she works about 14 hours a day—sometimes even more. If you knew my friend, you would know that she has a very clear perspective on life. She is great with people. She is the life of the party and loves […]
Bridging the Gap
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The Power of Punctuality: Showing Up Matters
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Business Ownership: The Hard Truth
As business owners, we pour our hearts and souls into building our companies from the ground up. We invest countless hours, sweat, and sometimes tears into making our dreams a reality. Along the way, we may hire employees – friends, relatives, or strangers – hoping they’ll share our passion and dedication. But the hard truth […]
Soft Skill Shortcomings
As a manager, bringing new folks onto the team is pretty exciting, but it’s not without its challenges. You’re psyched about the fresh ideas they’ll bring, but at the same time, you’re wary of the hurdles they might face. It’s not uncommon to find that these newbies are missing some key soft skills, and that […]
How Employees Impact Online Reviews
In today’s interconnected world, online reviews have considerable influence over a company’s reputation and success. Positive reviews can build trust and attract new customers, while negative reviews can have detrimental effects. One common source of negative reviews stems from employees who either lack the necessary skills or exhibit apathy towards their roles. Let’s dive into […]
The Habits of Highly Effective Employees
Employee effectiveness is a key component of success in any organization. Great employees are the backbone of any company, no matter the size or industry. But what sets them apart? What do great employees do differently that makes them stand out? Let’s look at some of the habits and traits that make great employees successful […]
And the Award for the Best Co-Worker Goes to…
Being around people in any situation can bring out the good, the bad and the ugly in anyone. Throw into that a fast-paced and, at times, stressful work environment and you learn a lot about yourself and your co-workers very quickly. There is always that one annoying co-worker that grates on your nerves. And, if […]
Is Work Ethic A Concern for Employers?
In recent years, employers across various industries have been expressing growing concerns about a perceived lack of work ethic among the current workforce. This shift in attitudes towards work has raised questions about the factors contributing to this phenomenon. While pinpointing a single cause may be challenging, a combination of societal, technological, and generational influences […]
Acceptable Youth Jobs in Missouri?
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Stepping into the Classroom
The Experience of Substitute Teaching at High Schools Substitute teaching at high schools can be an exciting and rewarding experience, offering a unique opportunity to engage with students, support their educational journey, and contribute to the overall learning environment. In this blog post, we will explore the role of substitute teachers in high schools, the […]
Working for a Challenging Employer
Working for a challenging boss can be both a blessing and a curse. On one hand, it can push you to reach new heights and excel in your field. On the other hand, it can be mentally and emotionally draining, leaving you feeling exhausted and unfulfilled at the end of each day. However, there are […]
Unveiling the Sources of Income for College Students
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Different Types of Background Checks
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What is Food Handler Certification?
Food Handler Certification is a program designed to educate and assess food handlers’ knowledge and competence in handling food safely. It typically includes training on essential topics such as personal hygiene, safe food handling practices, cross-contamination prevention, proper storage and temperature control, allergen management, and sanitation procedures. The certification is often obtained through a training […]
The Employment Landscape Transformation
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